Frequently Asked Questions
What is an umbrella liability policy?
You can purchase an Umbrella Liability Policy that provides additional liability coverage to your home and car insurance. For example, if you have $1 million on your home and $1 million on your car, but don't feel it is sufficient, instead of adding $1 million to each, you can buy an Umbrella Liability Policy for an additional million that covers both.
When should I claim?
If you experience a loss that exceeds your deductible, ask your broker what the impact might be on your premiums if you make a claim. The best advice might be to absorb the cost yourself in exchange for lower premiums long-term.
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